Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Saline
Attorney/Contact:   Wilson & Associates, PLLC
Property:   14306 Polk Road, Alexander AR 72002
Property Description:   NW1/4 Sec5 T2S R13W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on January 10, 2013, Gary E. Schreffler executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as nominee for M&T Bank, its successors and assigns; and WHEREAS, said instrument was duly recorded February 11, 2013, in Book No. 2013, at Page 13515, in the real estate records of Saline County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is M & T Bank, One Fountain Plaza, 7th Floor P.O. Box 840, Buffalo, NY 14203-1495, (800) 724-1633 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on July 11, 2018, at or about 11:30 AM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: The land referred to herein below is situated in the County of Saline, State of Arkansas, and is described as follows: All that part of the northwest quarter of Section 5, Township 2 South, Range 13 West, described as follows: Beginning at the East Line of Horrocks lane where same intersects the North Line of the NW ¼  of said Section 5, the point being 550 feet East of the NW Corner of said Section 5; Run thence south along the east line of said Horrocks Lane for 144 feet; thence east parallel with the North line of said Section for 854.5 feet to the West line of the Rock Island Railroad; run thence northeasterly along west line of railroad for 180 feet to the intersection with the North line of said section; run thence west along North line of 964.2 feet to the point of beginning, containing 3.0 acres more or less. More commonly known as:  14306 Polk Road, Alexander, AR 72002 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 329517 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-6/12,6/19,6/26,7/3/18


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