Type:   NJF
Party:   Freedom Financial Service of Arkansas, Inc.
County:   Saline
Attorney:   Wilson & Associates, PLLC
Property:   4521 Bauxite Cutoff Road, Bauxite AR 72011
Property Description:   SE1/4 NE1/4 Sec28 T2S R14W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on January 24, 2002, Hank Wray and Shannon E. Wray executed a security instrument conveying certain property therein described to Freedom Financial Service of Arkansas, Inc.; and WHEREAS, said instrument was duly recorded February 1, 2002, in Book No. 02, at Page 08519, in the real estate records of Saline County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Wells Fargo Bank, National Association, as Trustee for Option One Mortgage Loan Trust 2002-3, Asset-Backed Certificates, Series 2002-3, 1661 Worthington Road Suite 100, West Palm Beach, FL 33409  , (800) 746-2936 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on February 5, 2019, at or about 9:00 AM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: All that part of the Southeast Quarter of the Northeast Quarter and part of the Northeast Quarter of the Southeast Quarter of Section 29, and part of the Northwest Quarter of the Southwest Quarter of Section 28, Township 2 South, Range 14 West, Saline County, Arkansas, more fully described as follows:  Commencing at the Northeast corner of the Northeast ¼ Southeast ¼, Section 29; thence South 00 degrees 18 minutes West along the East line thereof for 80.4 feet to the centerline of county road; thence South 76 degrees 37 minutes West along center of road for 194.8 feet; thence South 73 degrees 47 minutes West along center of road 25.0 feet; thence North 13 degrees 51 minutes West, 373.56 feet; thence North 76 degrees 9 minutes East, 229.86 feet to the West line of abandoned railroad (Rock Island Trail); thence South 6 degrees 51 minutes East along West line of railroad, 66.96 feet; thence South 17 degrees 43 minutes East along railroad line, 104.98 feet; thence South 20 degrees 05 minutes East along railroad line, 204.37 feet to the centerline of county road (Bauxite C/O); thence South 76 degrees 37 minutes West along center of road, 31.2 feet to the point of beginning.  Subject to that part of the South 35 feet taken by county road right-of-way and water line easement. More commonly known as:  4521 Bauxite Cutoff Road, Bauxite, AR 72011 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 44775 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-1/8,1/15,1/22,1/29/19