Type:   NJF
Party:   Regions Bank
County:   Pulaski
Attorney:   Wilson & Associates, PLLC
Property:   4048 Willow Glenn Circle, Sherwood AR 72120
Property Description:   L123 Austin Lakes

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on October 6, 2005, Kimberly Johnson and Stacy Johnson executed a security instrument conveying certain property therein described to Regions Bank d/b/a Regions Mortgage; and WHEREAS, said instrument was duly recorded October 18, 2005, Document No. 2005088741, in the real estate records of Pulaski County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Ditech Financial LLC, 332 Minnesota Street Suite 610, St. Paul, MN 55101-1311  , (800) 643-0202 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on February 4, 2019, at or about 10:00 AM at the Pulaski County Courthouse, Little Rock, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Pulaski County, Arkansas, and being more particularly described as follows: The land referred to in this commitment is in the State of AR, County of Pulaski and described as follows: Lot 123, Austin Lakes, an addition to the City of Sherwood, Pulaski County, Arkansas. More commonly known as:  4048 Willow Glenn Circle, Sherwood, AR 72120 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 239976 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-1/8,1/15,1/22,1/29/19


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