Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Pulaski
Attorney:   Wilson & Associates, PLLC
Property:   4 Epernay Cir, Little Rock AR 72223
Property Description:   L2 B79 Chenal Valley

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on June 26, 2015, Norbert Hoelscher and Carol D Hoelscher executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc. as nominee for Simmons First National Bank, its successors and assigns; which was subsequently assumed by Norbert Hoelscher; and WHEREAS, said instrument was duly recorded June 29, 2015, Document No. 2015038838, in the real estate records of Pulaski County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Branch Banking & Trust Company, 111 Millport Circle , Greenville, SC 29607  , (800) 827-3722; WHEREAS, the mortgagee or beneficiary has provided the undersigned a copy of the letter required to be sent to Norbert Hoelscher and Carol D Hoelscher by Act 885 of 2011;  The party initiating this action is Branch Banking & Trust Company, 111 Millport Circle , Greenville, SC 29607, (800) 827-3722; NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on March 18, 2019, at or about 10:00 AM at the Pulaski County Courthouse, Little Rock, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Pulaski County, Arkansas, and being more particularly described as follows: Lot 2, Block 79, Chenal Valley, an Addition to the City of Little Rock, Pulaski County, Arkansas. More commonly known as:  4 Epernay Cir, Little Rock, AR 72223 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 331430 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-2/19,2/26,3/5,3/12/19


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