Type:   NJF
Party:   Bank OZK
County:   Pulaski
Attorney:   Michael J. Ptak
Property:   112 S Cross St, Little Rock AR 72201
Property Description:   N1/2 L9 B300 Original City of Little Rock

MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL You May Lose Your Property If You Do Not Take Immediate Action. If Your Property Is Sold You Will Remain Liable For Any Deficiency And An Action For Collection May Be Brought Against You. NOTICE IS HEREBY GIVEN that on September 4, 2019, at or about 11:00 a.m., the following real property and all improvements and fixtures located thereon will be sold at the Pulaski County Courthouse located in Little Rock, Arkansas, at the location where statutory foreclosure sales are customarily advertised and conducted, to the highest bidder for cash: The North 1/2 of Lot 9, Block 300, Original City of Little Rock, Pulaski County, Arkansas, such real property having the address of 112 South Cross Street, Little Rock, Arkansas 72201 (hereinafter referred to as the “Property”). On November 30, 2005, Ricky R. Harper and Michelle M. Harper, husband and wife, executed a Real Estate Mortgage (hereinafter referred to as the “Mortgage”) in favor of Bank OZK, formerly known as Bank of the Ozarks (hereinafter referred to as “Bank OZK”), which Mortgage was filed of record on December 12, 2005, as Instrument No. 2005104379, in the office of the Circuit Clerk and Ex-Officio Recorder of Pulaski County, Arkansas, whereby Ricky R. Harper and Michelle M. Harper, husband and wife, conveyed the Property to Bank OZK. The terms of the Mortgage were modified, renewed, and/or extended by virtue of that certain Modification of Mortgage (hereinafter referred to as such) executed by Ricky R. Harper and Michelle M. Harper, husband and wife, in favor of Bank OZK dated March 18, 2016, which Modification of Mortgage was filed of record on April 7, 2016, as Instrument No. 2016020426, in the office of the Circuit Clerk and Ex-Officio Recorder of Pulaski County, Arkansas. The Modification of Mortgage dated March 18, 2016, was corrected and re-recorded on April 27, 2016, as Instrument No. 2016025091, in the office of the Circuit Clerk and Ex-Officio Recorder of Pulaski County, Arkansas. Ricky R. Harper and Michelle M. Harper, husband and wife, have defaulted in the monthly payments owed to Bank OZK under the Note which is secured by the Mortgage, as modified, renewed, and/or extended by the Modification of Mortgage, and are more than one hundred twenty (120) days past due in payments to Bank OZK. The undersigned is the attorney for Bank OZK, the mortgagee, and is acting on behalf and with the consent and authority of the mortgagee, which is exercising its power of sale under Ark. Code Ann. § 18-50-115 (West 2019), which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded. The sale will extinguish all rights of any party claiming an interest in the Property, including existing lienholders, current or previous owners of the property, or tenants. Any purchaser at the sale shall pay an auctioneer or agent’s fee in addition to its bid. WITNESS my hand this 2nd day of July, 2019. By: Michael J. Ptak (Ark. Bar No. 93213) Attorney at Law P.O. Box 8811 Little Rock, Arkansas 72231-8811 Telephone (501) 978-2226 Facsimile (501) 320-4111 FOR SALE INFORMATION, VISIT WWW.NONJUDICIALFORECLOSURE.COM ptak0158 DR4T-8/6,8/13,8/20,8/27/19


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