Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Lonoke
Attorney:   Wilson & Associates, PLLC
Property:   2812 Dogwood Lane, Austin AR 72007
Property Description:   NE1/4 SE1/4 Sec28 T4N R9W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on August 18, 2016, James A Talley executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as nominee for Bank of the Ozarks, its successors and assigns; and WHEREAS, said instrument was duly recorded August 24, 2016, Document No. 201608272, in the real estate records of Lonoke County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Ditech Financial LLC, 332 Minnesota Street Suite 610, St. Paul, MN 55101-1311  , (800) 643-0202 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on May 2, 2019, at or about 10:00 AM at the Lonoke County Courthouse, Lonoke, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Lonoke County, Arkansas, and being more particularly described as follows: The following described land, situated in the County of Lonoke, State of Arkansas. A tract of land located in part of the NE¼  SE¼, Section 28, Township 4 North, Range 9 West, Lonoke County, Arkansas, more particularly described as follows: Commence at the NE corner of the SE¼ , Section 28; thence South 0 degrees 39' East 175.0 feet to the point of beginning, said point being in the centerline of Dogwood Road; thence South 0 degrees 39' East 370.0 feet along said centerline; thence South 89 degrees 21' West 208.71 feet; thence North 0 degrees 39' West 370.0 feet; thence North 89 degrees 21' East 208.71 feet to the point of beginning. More commonly known as:  2812 Dogwood Lane, Austin, AR 72007 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 328028 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-4/2,4/9,4/16,4/23/19