Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Saline
Attorney:   Wilson & Associates, PLLC
Property:   833 South Avilla Heights, Alexander AR 72002
Property Description:   NE1/4 Sec 26 T1N R15W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on April 16, 2009, Dorothy Smith executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Urban Financial Group, its successors and assigns; and WHEREAS, said instrument was duly recorded May 5, 2009, in Book No. 09, at Page 39560, in the real estate records of Saline County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Reverse Mortgage Solutions, Inc., 14405 Walters Road Suite 200, Houston, TX 77014  , (281) 404-7800 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on January 21, 2020, at or about 9:00 AM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: A part of the East Half of the Northeast Quarter of Section 26, Township 1 North, Range 15 West, Saline County Arkansas, described as follows: Commencing at the Northeast Corner of Lot 9 of Avilla Heights Subdivision to Saline County, Arkansas, and run thence North 90 degrees East along the South line of South Avilla Heights Road, 500.00 feet to the point of beginning; thence South 00 degrees 05 min 00 sec West 262.39 feet; thence South 89 degrees 57 min 00 sec East, 250.00 feet; thence North 00 degrees 03 min 00 sec East, 262.61 feet to the South line of said road; thence North 90 degrees West along the South line of said road, 249.85 feet to the point of beginning, containing 1.51 acres, more or less. Also an Easement for Ingress and Egress and utilities over the following described property, beginning at the Northeast corner of the above described property and run thence North 90 degrees West, along the South line of South Avilla Heights Road, 750 feet to the Northeast Corner of Lot 9 of Avilla Heights Subdivision, Phase I; thence North 00 degrees East, 50 feet; thence North 90 degrees East, 750 feet; thence South 50 feet to the point of beginning of said easement. More commonly known as:  833 South Avilla Heights, Alexander, AR 72002 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 320005 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-12/24,12/31,1/7,1/14/20