Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Saline
Attorney:   Wilson & Associates, PLLC
Property:   5182 Congo Road, Benton AR 72019
Property Description:   NE1/4 Sec26 T1S R15W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on May 25, 2011, Mary A Murphy executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Urban Financial Group Inc., its successors and assigns; and WHEREAS, said instrument was duly recorded June 22, 2011, in Book No. 11, at Page 043391, in the real estate records of Saline County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Finance of America Reverse, LLC, 3900 Capital City Boulevard , Lansing, MI 48906  , (800) 761-0073 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on January 28, 2020, at or about 9:00 AM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF SALINE, STATE OF Arkansas, AND IS DESCRIBED AS FOLLOWS: ALL THAT PART OF THE WEST HALF OF THE NORTHWEST QUARTER, SECTION 25, AND, PART OF THE EAST HALF OF THE NORTHEAST QUARTER, SECTION 26, TOWNSHIP 1 SOUTH, RANGE 15 WEST, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WEST LINE OF SAID WEST HALF OF NORTHWEST QUARTER, SECTION 25, THAT IS 1,177.2 FEET NORTH OF THE SOUTHWEST CORNER OF THE WEST HALF OF NORTHWEST QUARTER, SECTION 25; RUN THENCE EAST 299.5 FEET TO THE WEST LINE OF THE EAST 63 ACRES OF THE WEST HALF OF THE NORTHWEST QUARTER, SAID SECTION 25; THENCE NORTH ALONG SAID WEST LINE THEREOF FOR 332.8 FEET MORE OR LESS TO A POINT THAT IS 1,130 FEET SOUTH OF THE NORTH LINE OF SAID WEST HALF OF THE NORTHWEST QUARTER, SECTION 25; THENCE RUN WEST 1,113.7 FEET TO CENTER OF CONGO ROAD; THENCE IN A SOUTHEASTERLY DIRECTION ALONG CENTER OF ROAD FOR 357 FEET TO A POINT THAT IS DUE WEST OF THE POINT OF BEGINNING; THENCE EAST TO THE POINT OF BEGINNING. More commonly known as:  5182 Congo Road, Benton, AR 72019 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 342671 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-12/31,1/7,1/14,1/21/20