Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Saline
Attorney:   Wilson & Associates, PLLC
Property:   813 North Market Street, Benton AR 72015
Property Description:   NW1/4 Sec11 T2S R15W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on August 20, 2018, Shelli A York executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Highlands Residential Mortgage, LTD, its successors and assigns; and WHEREAS, said instrument was duly recorded August 24, 2018, Document No. 2018-016303, in the real estate records of Saline County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Highlands Residential Mortgage, Ltd, 425 Phillips Boulevard , Ewing, NJ   , (800)242-7178 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on February 24, 2020, at or about 1:00 PM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: All that part of the Northeast Quarter of the Northwest Quarter of Section 11, Township 2 South, Range 15 West, Saline County, Arkansas, more fully described as follows: Commencing at the Southeast corner of Lot 3, as shown on the plat recorded in Chancery Record Book E at Page 502 of the Chancery Records of Saline County, Arkansas, and run thence South 89 degrees 08 minutes 48 seconds West for 410.14 feet to North Market Street; thence North 18 degrees 44 minutes 16 seconds West, along said road, for 172.68 feet to a #3 rebar that is South 00 degrees 08 minutes 23 seconds West 100 feet and North 89 degrees 54 minutes 12 seconds East 27.9 feet from an axle marking the Northwest corner of Section 11, this also being the point of beginnlng of the lands to be described herein; thence North 89 degrees 54 minutes 12 seconds East for 50.6 feet to a 1/2 inch rebar with cap #1199; thence North 78 degrees 09 minutes East for 32.3 feet to a 1/2 inch rebar with cap # 1199; thence South 81 degrees 14 minutes 29 seconds East for 41.0 feet to a 3/4 inch rebar; thence North 89 degrees 56 minutes 04 seconds East for 32.46 feet to a 1/2 Inch rebar with cap #1199; thence South 0 degrees 30 minutes 47 seconds West for 15.00 feet to a 1/2 inch rebar with cap #1199; thence North 89 degrees 21 minutes 01 seconds East for 64.67 feet to a 1/2 inch rebar with cap #1199; thence South 18 degrees 44 minutes 12 seconds East for 84.58 feet to a 1/2 inch rebar; thence South 89 degrees 47 minutes West for 215 feet to North Market Street; thence North 18 degrees 44 minutes 16 seconds West, along said road, for 100.91 feet to the point of beginning. More commonly known as:  813 North Market Street, Benton, AR 72015 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 336588 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-1/28,2/4,2/11,2/18/20