Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Saline
Attorney:   Wilson & Associates, PLLC
Property:   1109 Pine Street, Benton AR 72015
Property Description:   SE1/4 Sec5 T3S R15W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on December 17, 2012, Henry Montalvo and Cheri Montalvo executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Metropolitan National Bank, its successors and assigns; and WHEREAS, said instrument was duly recorded December 21, 2012, in Book No. 12, at Page 115750, in the real estate records of Saline County, Arkansas; and WHEREAS, default has been made with respect to a provision in the mortgage that authorizes sale in the event of the default of said provision and the same is now, therefore, wholly due. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Truist Bank formerly known as Branch Banking and Trust Company, 111 Millport Circle , Greenville, SC 29607  , (800) 827-3722 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on March 10, 2020, at or about 9:00 AM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: A part of the Southeast Quarter of the Northeast Quarter of Section 5, Township 3 South, Range 15 West, Saline County, Arkansas, described as follows: Commencing at the Northwest corner of said Southeast Quarter Northeast Quarter, and run thence North 90° East, along the North line thereof, 105.91 feet to the point of beginning; thence South 03° 01' 44" West, to and along a fence on the East side of gravel drive, 209.39 feet; thence North 90° East, 104.91 feet; thence North 00° 03' 29" East, 209.10 feet to the North line of Southeast Quarter Northeast Quarter; thence South 90° West, along said North line, 94.06 feet to the point of beginning. Subject to that part lying within the right of way of Pine Street. More commonly known as:  1109 Pine Street, Benton, AR 72015 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 343565 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-2/11,2/18,2/25,3/3/20