Type:   NJF
Party:   Mortgage Electronic Registration Systems
County:   Lonoke
Attorney:   Wilson & Associates, PLLC
Property:   121 Poppy Lane, Cabot AR 72023
Property Description:   SE1/4 Sec12 T3N R10W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 1521 Merrill Drive, Suite D-220 Little Rock, Arkansas 72211 (501) 219-9388 WHEREAS, on June 28, 2007, Tina M Bolton executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Countrywide Home Loans, Inc. dba America's Wholesale Lender, its successors and assigns; and WHEREAS, said instrument was duly recorded July 3, 2007, Document No. 200709007, in the real estate records of Lonoke County, Arkansas; and WHEREAS, the default is due to a missed payment that was due on February 1, 2016 under the terms of the Note and indebtedness. Because of the failure to fully cure the default the indebtedness was accelerated, and as of May 26, 2020, $376,582.88 is wholly due. The Mortgagee has requested the property be sold to satisfy said indebtedness, together with all fees and costs associated with these proceedings continuing to accrue, pursuant to the terms and conditions of the promissory note and security instrument. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is THE BANK OF NEW YORK MELLON, F/K/A The Bank of New York as trustee for registered Holders of CWABS, Inc., Asset-Backed Certificates, Series 2007-12, 1600 South Douglass Road, Suite 200-A , Anaheim, CA 92806  , (949) 517-5057 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on August 4, 2020, at or about 9:00 AM at the Lonoke County Courthouse, Lonoke, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Lonoke County, Arkansas, and being more particularly described as follows: A PART OF THE SE1/4 OF THE SE1/4 SECTION 12, TOWNSHIP 3 NORTH, RANGE 10 WEST, LONOKE COUNTY, ARKANSAS: BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NW CORNER OF SAID SE1/4 SE1/4, SECTION 12; THENCE SOUTH 88 DEGREES 02 MINUTES 34 SECONDS EAST 321.0 FEET; THENCE SOUTH 0 DEGREES 44 MINUTES 07 SECONDS EAST 1269.58 FEET; THENCE NORTH 88 DEGREES 02 MINUTES 34 SECONDS WEST 321.0 FEET; THENCE NORTH 00 DEGREES 44 MINUTES 07 SECONDS WEST 1269.58 FEET TO THE POINT OF BEGINNING. ALSO KNOWN AS TRACT 1, KERR STATION ROAD, UNRECORDED More commonly known as:  121 Poppy Lane, Cabot, AR 72023 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 315657 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 DR4T-7/7,7/14,7/21,7/28/20