Type:   NJF
Party:   Urban Financial Group, Inc.
County:   Pulaski
Attorney:   Wilson & Associates, PLLC
Property:   10300 Valley Drive, Little Rock AR 72209
Property Description:   E1/2 SW1/4 Sec 1 T1S R13W

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE. This Instrument Prepared by: WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Ave., Suite 1400, Little Rock, Arkansas 72201 (501) 219-9388 WHEREAS, on October 15, 2007, Juanita J Simms executed a security instrument conveying certain property therein described to Urban Financial Group, Inc.; and WHEREAS, said instrument was duly recorded November 7, 2007, Document No. 2007086411, in the real estate records of Pulaski County, Arkansas; and WHEREAS, said account is in default under the terms of the note and security instrument due to the death of the borrower(s) on November 11, 2019. Because of the default, the indebtedness was accelerated, and is wholly due. The Mortgagee has requested the property be sold to satisfy said indebtedness, together with all fees and costs associated with these proceedings continuing to accrue, pursuant to the terms and conditions of the promissory note and security instrument. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Reverse Mortgage Solutions, Inc., 14405 Walters Road Suite 200, Houston, TX 77014, (281) 404-7800 NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on August 25, 2020, at or about 3:30 PM at the Pulaski County Courthouse, Little Rock, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Pulaski County, Arkansas, and being more particularly described as follows: PART OF THE E1/2 OF THE SW1/4, OF SECTION 1, TOWNSHIP 1 SOUTH, RANGE 13 WEST, PULASKI COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO-WIT: BEGINNING 25 FEET NORTH AND 690 FEET WEST OF THE SOUTHEAST CORNER OF THE SAID E 1/2, SW 1/4, SECTION 1, TOWNSHIP 1 SOUTH, RANGE 13 WEST, PULASKI COUNTY, ARKANSAS, FOR THE POINT OF BEGINNING OF THE TRACT HEREIN CONVEYED, CONTINUE THENCE NORTH 110 FEET; THENCE WEST 105 FEET; THENCE SOUTH 110 FEET; THENCE EAST 105 FEET TO THE POINT OF BEGINNING; THE SAID TRACT BEING KNOWN AS PART OF THE SOUTH 340 FEET OF TRACT 7, OF NEWT GRAMMER HOME SITES SUBDIVISION ACCORDING TO AN UNRECORDED PLAT THEREOF. LESS AND EXCEPT THAT PORTION OF THE ABOVE PROPERTY CONVEYED TO THE CITY OF LITTLE ROCK, ARKANSAS, ON MAY 19, 1995, AT INSTRUMENT 95-28812, IN THE REAL ESTATE RECORDS OF PULASKI COUNTY, ARKANSAS. More commonly known as:  10300 Valley Drive, Little Rock, AR 72209 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 345752 WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Avenue Suite 1400 Little Rock, AR 72201 (501) 219-9388 Email: Info@TheWilsonLawFirm.com DR4T-7/28,8/4,8/11,8/18/20