Type:   NJF
Party:   Shellpoint Mortgage Servicing
County:   Saline
Attorney/Contact:   Wilson & Associates, PLLC
Property:   1656 Rushing Rd, Little Rock AR 72210
Property Description:  

NOTICE OF DEFAULT AND INTENTION TO SELL. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. WHEREAS, on July 16, 2004, Ray A Echols and Kimberlea G Echols executed a security instrument conveying certain property therein described to Walter Mortgage Company; and WHEREAS, said instrument was duly recorded July 22, 2004, in Book No. 04, at Page 70347, and modified on January 21, 2005, in Book No. 05, at Page 6522 in the real estate records of Saline County, Arkansas; and WHEREAS, the default is due to missed payments beginning with a due date of July 1, 2020 under the terms of the Note and indebtedness. Because of the failure to fully cure the default the indebtedness was accelerated and is wholly due. The Mortgagee has requested the property be sold to satisfy said indebtedness, together with all fees and costs associated with these proceedings continuing to accrue, pursuant to the terms and conditions of the promissory note and security instrument. WHEREAS, mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is U.S. Bank, N.A., as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee, for Mid-State Capital Corporation 2005-1 Trust, 55 Beattie Place Suite 110 MS-152 , Greenville, SC 29601  , (800) 365-7107. NOW, THEREFORE, Wilson & Associates, P.L.L.C., as Attorney-in-Fact or as Trustee,, by virtue of the power, duty, and authority vested in and imposed upon it, will, on May 25, 2021, at or about 9:00 AM at the Saline County Courthouse, Benton, Arkansas, offer for sale certain property hereinafter described to the highest bidder for cash, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the mortgage, said property being real estate situated in Saline County, Arkansas, and being more particularly described as follows: PART OF THE EAST ONE HALF OF THE NORTHEAST QUARTER OF SECTION 10, TOWNSHIP 1 NORTH, RANGE 15 WEST, SALINE COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: STARTING AT THE NW CORNER OF SAID E 1/2 NE 1/4; THENCE SOUTH 00 DEGREES 21 MINUTES EAST 660-0 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH 00 DEGREES 21 MINUTES EAST 163.8 FEET TO THE POINT IN THE CENTER OF SAID COUNTY ROAD; THENCE SOUTH 41 DEGREES 42 MINUTES EAST 177.2 FEET; THENCE SOUTH 73 DEGREES 06 MINUTES EAST 563.54 FEET; THENCE NORTH 00 DEGREES 21 MINUTES WEST 451.9 FEET; THENCE NORTH 89 DEGREES 20 MINUTES WEST 655.76 FEET TO THE POINT OF BEGINNING. SUBJECT TO A 25 FOOT ROAD EASEMENT ALONG THE EAST LINE THEREOF. More commonly known as:  1656 Rushing Rd, Little Rock, AR 72210. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The sale held pursuant to this Notice may be rescinded at any time.  The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices.  THE SALE OF THIS PROPERTY WILL BE AUCTIONED WITH RESERVE.  THE TERMS OF SALE ARE CERTIFIED FUNDS PAID AT THE CONCLUSION OF THE SALE, OR CREDIT BID FROM A BANK OR OTHER LENDING ENTITY PRE-APPROVED BY THE SUCCESSOR TRUSTEE.  W&A No. 348798. WILSON & ASSOCIATES, P.L.L.C., 400 West Capitol Avenue, Suite 1400, Little Rock, AR 72201. (501) 219-9388 Email: Info@TheWilsonLawFirm.com DR4T-4/27,5/4,5/11,5/18/21