Type:   NJF
Party:   Select Portfolio Servicing, Inc.
County:   Saline
Attorney/Contact:   Marinosci Law Group, PC
Property:   23114 N Sardis Rd, Mabelvale AR 72103
Property Description:  

MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.  IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. NOTICE IS HEREBY GIVEN that on April 23, 2024, at or about 12:00 PM, the following real property will be sold at the Main Entrance of the Saline County Courthouse, 200 N. Main Street, Benton, AR 72015, to the highest bidder for cash: The following lands in Saline County, Arkansas: That part of the Southeast Quarter of the Southeast Quarter of Section 16, Township 2 South, Range 13 West, described as follows: Beginning at the Southwest comer of said SE 1/4 of SE 1/4 and run thence East along South line of said Section 16 to the Mahal vale and Sardis Road as now located; thence in a Northeasterly direction along said Road 160 feet; thence West to West line of said SE 1/4 of SE 1/4; thence South 220 feet to the point of beginning. Subject to existing easements, building lines, restrictions and assessments of record, if any. More commonly known as: 23114 N SARDIS RD, MABELVALE, AR 72103. On February 9, 2008, JODEE E WALLS and JOE M WALLS executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc. ("MERS") as mortgagee, as nominee for AFS Financial, Inc., its successors and assigns , as Beneficiary, which was recorded February 20, 2008, as Instrument No. 08-013845  in the real estate records of Saline County, Arkansas. Default has occurred in the payment of said indebtedness, and is now wholly due.  The loan is now in default. Tenants of the property may claim an interest in the real property herein. The terms of the call are certified funds paid at the conclusion of the sale or wiring of funds within twenty-four hours of the sale. All transfer taxes will be the responsibility of the purchaser. The party initiating this action is Select Portfolio Servicing, Inc., 3217 S. Decker Lake Drive, Salt Lake City, UT 84119, 800-258-8602. February 12, 2024. Scot P. Goldsholl, Managing Attorney, Arkansas Marinosci Law Group, P.C. as Attorney in Fact for Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee of CSMC 2020-RPL4 Trust. LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US A DEBT COLLECTOR.  TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY. IF YOU ARE CURRENTLY IN THE MILITARY SERVICE OR HAVE BEEN IN THE MILITARY SERVICE WITHIN THE PAST YEAR, AND YOU ENTERED THE SERVICE AFTER SIGNING THE PROMISSORY NOTE AND DEED OF TRUST, PLEASE NOTIFY THIS FIRM IMMEDIATELY AS YOU MAY BE ENTITLED TO RELIEF UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT. WHEN CONTACTING THIS FIRM ABOUT YOUR MILITARY SERVICE, YOU MUST PROVIDE THIS FIRM WITH EVIDENCE OF YOUR MILITARY STATUS. IF YOU DO NOT PROVIDE SUCH EVIDENCE, WE WILL ASSUME THAT YOU ARE NOT ENTITLED TO PROTECTION UNDER THIS ACT. This instrument prepared by: Marinosci Law Group, P.C., 415 North McKinley, Suite 360 Little Rock, AR 72205, (401) 234-9200. 22-05454. DR4T-3/26,4/2,4/9,4/16/24