Type:   NJF
Party:   Cadence Bank F/k/a BancorpSouth Bank
County:   Lonoke
Attorney/Contact:   Padgett Law Group - AR
Property:   102 Center Street, CArlisle AR 72024
Property Description:  

MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION NOTICE IS HEREBY GIVEN that on November 7, 2025, at or about 09:00 AM, the subject real property described herein below will be sold at the Main Entrance to the Lonoke County Courthouse, 301 North Center Street, Lonoke, AR 72086 to the highest bidder for cash.  The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Lonoke County, Arkansas more particularly described as follows: The South fifty (50) feet of Lots Thirteen (13), Fourteen (14), Fifteen (15), Sixteen (16) and Seventeen (17), Block 10, Alexander Heights Addition to the City of Carlisle, Lonoke County, Arkansas. Street Address: 102 Center Street, Carlisle, AR 72024 WHEREAS on November 5, 2012, Maxine Thrift, a single person executed a Mortgage in favor of BancorpSouth Bank, State Charted Institution, which was recorded on November 8, 2012 as Instrument Number 201212726, in the real estate records of Lonoke County, Arkansas. The party initiating foreclosure is Cadence Bank f/k/a BancorpSouth Bank and can be contacted at or in care of its servicer initiating foreclosure at: BancorpSouth Bank, P.O. Box 789, 2778 W. Jackson Street, Tupelo, MS 38802, at Telephone Number 1.662.678.7679 ; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this August 27, 2025. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR CADENCE BANK F/K/A BANCORPSOUTH BANK By: Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520. DR4T 10/14 10/21 10/28 11/04/2025


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