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Type: NJF
Party: Freedom Mortgage Corporation
County: Lonoke
Attorney/Contact: Foundation Legal Group
Property: 285 West Earlene Cove, Cabot AR 72023
Property Description:

NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. On December 24, 2020, Melinda J Hacker executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Freedom Mortgage Corporation, its successors and assigns; which was recorded January 6, 2021, Document No. 2021-00248in the real estate records of Lonoke County, Arkansas. A default has occurred due to the failure to make timely payments as required under the terms of the Note and indebtedness. Because of the failure to fully cure the default, the indebtedness was accelerated and is now wholly due. The mortgagee or beneficiary has requested the property be sold to satisfy said indebtedness, together with all fees and costs associated with these proceedings continuing to accrue, pursuant to the terms and conditions of the promissory note and security instrument. The mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Freedom Mortgage Corporation, Attention: Payment Processing 11988 EXIT 5 PKWY BLDG 4, Fishers, IN 46037-7939, (855) 690-5900. On November 13, 2025, at or about 10:00 AM at the Lonoke County Courthouse, Lonoke, Arkansas, the real property described below will be sold to the highest bidder for the terms described: The land hereinafter referred to is situated in the City of Cabot, County of Lonoke, State of AR, and is described as follows: A Tract of land located in part of the NW 1/4 NW 1/4 of Section 33, Township 5 North, Range 10 West, Lonoke County, Arkansas, being more particularly described as follows: Commencing at the SW corner of the NW 1/4 NW 1/4 of said Section 33; thence North 89 degrees 30 minutes 44 seconds East along the South line of said NW1/4 NW1/4, 393.12 feet to the point of beginning; thence North 0 degrees 29 minutes 16 seconds West, 674.24 feet; thence North 89 degrees 30 minutes 44 seconds East, 323.00 feet; thence South 0 degrees 29 minutes 16 seconds East 674.24 to a point on the South line of said NW 1/4 NW 1/4; thence South 89 degrees 30 minutes 44 seconds West along said south line, 323.00 feet to the point of beginning. Subject to a 30' Access Easement along the North line and a 7.5' Utility Easement along the West and East Lot lines and a 10' Utility Easement along the North line. More commonly known as: 285 West Earlene Cove, Cabot, AR 72023. The Purchaser of said property shall pay the price bid with certified funds paid at the conclusion of the sale and shall assume all transfer taxes and recording fees. If the sale is rescinded for any reason, the purchaser shall be entitled to any funds paid and shall have no further recourse. The property is sold “as is” and is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices. Foundation Legal Group, LLP fka WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Ave. Suite 1400 Little Rock, AR 72201 (866)501-9462 Email: questions@thefoundationlegalgroup.com. 363491. DR4T 10/14 10/21 10/28 11/04/2025