Type: NJFParty: U.S. Bank National AssociationCounty: LonokeAttorney/Contact: Cole PattonProperty: 30 Cotton Ln, Cabot AR 72023Property Description:
Trustee Sale No.: AR-25-123081-NJ NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION McCarthy & Holthus, LLP MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. On 4/22/2019, GEORGE W KRET AND KELLEY R KRET, HUSBAND AND WIFE executed a Security Instrument encumbering certain property therein described in favor of U.S. BANK NATIONAL ASSOCIATION which was recorded on 5/2/2019, in Book N/A, Page N/A, or Document Number 2019-04073, in the real property records of Lonoke County, Arkansas. A default has occurred due to the failure to make timely payments of the indebtedness as required under the terms of the Security Instrument. The maturity of the indebtedness secured by the Security Instrument is hereby accelerated, and the Mortgagee or Trustee intends to sell the property pursuant to the Security Instrument to satisfy the indebtedness. The Mortgagee or Beneficiary has complied with the conditions to exercise the power of sale as set forth in Ark. Code Ann. § 18-50-103. The party initiating this action is U.S. BANK NATIONAL ASSOCIATION, 2800 Tamarack Road, Owensboro, KY, 42301, 855-698-7627. The Mortgagee or Beneficiary has instructed McCarthy & Holthus, LLP to sell the property pursuant to the default provisions of the Security Instrument. McCarthy & Holthus, LLP, as Attorney-in-Fact or as Trustee, will on 2/5/2026, at or about 10:00AM, sell the real property described herein to the highest bidder for cash. The sale will be held at the Lonoke County Courthouse, 301 North Center Street, Lonoke, AR 72086 . The property is being sold "as is" with no representation as to its condition. THE PURCHASER OF SAID PROPERTY SHALL PAY THE PRICE BID WITH CERTIFIED FUNDS THE DAY OF SALE AND ASSUME RESPONSIBILITY FOR ALL TRANSFER TAXES AND RECORDING FEES. The following property to be sold is located in Lonoke County, Arkansas, and being more particularly described as: PART OF THE NORTHWEST QUARTER OF SECTION 28, TOWNSHIP 4 NORTH, RANGE 9 WEST, LONOKE COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OR THE NORTHWEST QUARTER OF SECTION 28; THENCE NORTH 1186.00 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING NORTH 200.00 FEET; THENCE EAST 326.70 FEET; THENCE SOUTH 200.00 FEET; THENCE WEST 326.70 FEET TO THE POINT OF BEGINNING. SUBJECT TO A 15 FOOT ROAD EASEMENT ALONG THE SOUTH PROPERTY LINE. STREET ADDRESS: 30 COTTON LN, CABOT, AR 72023 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. WITNESS my hand this day of November, 2025. McCarthy & Holthus, LLP _ Maria Neumann, Attorney Reg. No. 2006278 _ Cole Patton, Attorney Reg. No. 2018206 _ Nakisha Miller, Attorney Reg. No. 2019056 McCarthy & Holthus, LLP One Union Plaza 124 West Capitol, Ste. 865 Little Rock, Arkansas 72201 (214) 291-3800; Fax (214) 291-3801 Direct Mail to: 1255 West 15th Street, Suite 1060 Plano, TX 75075 (214) 291-3800 IDSPub #0272039. DR4T 1/06 1/13 1/20 1/27/2026