Type: NJFParty: US Bank National AssociationCounty: PulaskiAttorney/Contact: Padgett Law Group - ARProperty: 906 West 43rd Street, North Little Rock AR 72118Property Description:
TRUSTEE'S NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION NOTICE IS HEREBY GIVEN that on February 2, 2026, at or about 10:00 AM, the subject real property described herein below will be sold at the Main Entrance to the Pulaski County Courthouse, 401 West Markham, Little Rock, AR 72201 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH AT THE TIME OF SALE UNLESS OTHERWISE AGREED TO BY MORTGAGEE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Deed of Trust is located in Pulaski County, Arkansas more particularly described as follows: The East 50 feet of the North 140 feet of Lot 10, Block 1, Henry`s Addition to Argenta, now in the City of North Little Rock, Pulaski County, Arkansas, as shown on Plat of record in Plat Book 1, Page 16, records of Pulaski County, Arkansas. Street Address: 906 West 43rd Street, North Little Rock, AR 72118. WHEREAS on March 10, 2011, Terrence L Giles, a married man, and Tomekia L Giles, his wife executed a Deed of Trust to Layton Stuart, as Trustee for the benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for One Bank and Trust, N.A., an Arkansas Corporation, which was recorded on March 16, 2011 as Instrument Number 2011016181, in the real estate records of Pulaski County, Arkansas. The beneficial interest of said Deed of Trust has been assigned to U.S. Bank National Association, which is the party initiating foreclosure. The party initiating foreclosure is U.S. BANK NATIONAL ASSOCIATION and can be contacted at or in care of its servicer initiating foreclosure at: U.S. Bank National Association, 2800 Tamarack Road, Owensboro, KY 42301, at Telephone Number 1-800-365-7772; and WHEREAS, the undersigned is acting on and with the consent and authority of the beneficiary as substitute Trustee in the place of the original Trustee or any other substituted trustee, upon the contingency and in the manner authorized by said beneficiary; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this NOVEMBER 24 2025. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR U.S. BANK NATIONAL ASSOCIATION. By: Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520 25-012710-1. DR4T 1/6 1/13 1/20 1/27/2026