Type:   NJF
Party:   Selene Finance LP
County:   Pulaski
Attorney/Contact:   Padgett Law Group - AR
Property:   6510 Alamo Lane, North Little Rock AR 72118
Property Description:  

Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520 PLG 25-011573-1

Grantor: TIMOTHY D. PADGETT, P.A.
Grantee: JAMES DAVID SANDERS AKA JD SANDERS, (or as otherwise noted by the recorder)

MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. NOTICE IS HEREBY GIVEN that on February 18, 2026, at or about 03:00 PM, the subject real property described herein below will be sold at the Main Entrance to the Pulaski County Courthouse, 401 West Markham, Little Rock, AR 72201 to the highest bidder for cash.  The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Pulaski County, Arkansas more particularly described as follows: Part of the W 1/2 of the NW 1/4 of the SW 1/4, Section 31, Township 3 North, Range 12 West, Pulaski County, Arkansas, more particularly described as follows: Commencing at the Northwest corner of the said NW 1/4 of the SW 1/4; thence East 547.0 feet; thence South 05 degrees 45 minutes East 210.00 feet; thence South 76 degrees 15 minutes West 27.0 feet to the point of beginning; thence South 26 degrees 15 minutes East 148.0 feet; thence South 70 degrees 5 minutes West 510.0 feet; thence North 11 degrees West 102.0 feet; thence North 70 degrees 25 minutes East 165.5 feet; thence North 23 degrees 05 minutes West 76.5 feet; thence North 76 degrees 15 minutes East 320.3 feet to the point of beginning. Being the same property as conveyed from Mary Ditzig, formerly known as (f/k/a) Mary A. Sanders and James Ditzig, husband and wife to James David Sanders as set forth in Deed Instrument dated 07/30/2015, recorded 08/06/2015, PULASKI County, ARKANSAS. Parcel ID: 32R0310005400. Street Address:  6510 Alamo Lane, North Little Rock, AR 72118. WHEREAS on May 19, 2022, James David Sanders, a single person executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Ruoff Mortgage Company, Inc., which was recorded on May 25, 2022 as Instrument Number 2022036619, in the real estate records of Pulaski County, Arkansas.  The beneficial interest of said Mortgage has been assigned to U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust, which is the party initiating foreclosure.  The party initiating foreclosure is COMPUTERSHARE DELAWARE TRUST COMPANY, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR PRET 2025-RPL1 TRUST and can be contacted at or in care of its servicer initiating foreclosure at: Selene Finance LP 3501 Olympus Boulevard 5th Floor, Suite 500 Dallas, TX 75019 at Telephone Number (877) 768-3759; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this December 15, 2025. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR COMPUTERSHARE DELAWARE TRUST COMPANY, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR PRET 2025-RPL1 TRUST. By: Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520. 25-011573-1. DR4T 1/20 1/27 2/03 2/10/2026


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