Type:   NJF
Party:   Regions Bank Dba Regions Mortgage
County:   Pulaski
Attorney/Contact:   Padgett Law Group - AR
Property:   3624 Bowers Street, Little Rock AR 72204
Property Description:  

THIS FORM PREPARED BY: Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520 PLG 25-016659-1

Grantor: TIMOTHY D. PADGETT, P.A.
Grantee: ODA M. HENDRICKS,  (or as otherwise noted by the recorder)

MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION NOTICE IS HEREBY GIVEN that on February 20, 2026, at or about 10:00 AM, the subject real property described herein below will be sold at the Main Entrance to the Pulaski County Courthouse, 401 West Markham, Little Rock, AR 72201 to the highest bidder for cash.  The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Pulaski County, Arkansas more particularly described as follows: The following lands and property, together with all improvements located thereon, lying in Little Rock, Pulaski County, AR to wit: Lots 4 and 5, Block 3, West Heights, an Addition to the City of Little Rock, Pulaski County, Arkansas, as shown on Plat of Record in Plat Book 4, Page 318, records of Pulaski County, Arkansas. This being the same property conveyed to Oda Mae Hendricks, an unmarried person, dated 09/02/2008 and recorded on 09/08/2008 in Instrument No. 2008061344, in the Pulaski County Recorders Office.  Street Address:  3624 Bowers Street, Little Rock, AR 72204. WHEREAS on December 17, 2020, Oda M. Hendricks AKA Oda Mae Hendricks, unmarried woman executed a Mortgage in favor of Regions Bank, which was recorded on December 31, 2020 as Instrument Number 2020087955, in the real estate records of Pulaski County, Arkansas.  The party initiating foreclosure is Regions Bank and can be contacted at or in care of its servicer initiating foreclosure at: Regions Bank dba Regions Mortgage, 1900 Fifth Avenue North, Birmingham, AL 35203, at Telephone Number 1-800-748-9498; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this December 19TH , 2025. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR REGIONS BANK By: Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520. 25-016659. DR4T 1/20 1/27 2/03/ 2/10/2026


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