Type: NJFParty: Freedom Mortgage CorporationCounty: LonokeAttorney/Contact: Foundation Legal GroupProperty: 213 Livermore Avenue, Carlisle AR 72024Property Description:
NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. On January 12, 2023, Paul Jowers, Jr and Melissa Ann Jowers executed a security instrument conveying certain property therein described to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns; which was recorded February 27, 2023, Document No. 2023-01708 in the real estate records of Lonoke County, Arkansas. A default has occurred due to the failure to make timely payments as required under the terms of the Note and indebtedness. Because of the failure to fully cure the default, the indebtedness was accelerated and is now wholly due. The mortgagee or beneficiary has requested the property be sold to satisfy said indebtedness, together with all fees and costs associated with these proceedings continuing to accrue, pursuant to the terms and conditions of the promissory note and security instrument. The mortgagee or beneficiary has complied with the conditions to exercise the power of sale as set for in ACA §18-50-103. The party initiating this action is Freedom Mortgage Corporation, Attention: Payment Processing 11988 EXIT 5 PKWY BLDG 4, Fishers, IN 46037-7939, (855) 690-5900. On March 19, 2026, at or about 10:00 AM at the Lonoke County Courthouse, Lonoke, Arkansas, the real property described below will be sold to the highest bidder for the terms described: Part of Lots 1 and 2, Block 45, Carlisle, Lonoke County, Arkansas, described as follows: Beginning at the Southeast corner of said Lot 1, thence North 68 feet; thence West 100 feet to the West line of said Lot 2; thence South 68 feet to the Southwest comer of said Lot 2; thence East 100 feet to the point of beginning. More commonly known as: 213 Livermore Avenue, Carlisle, AR 72024. The Purchaser of said property shall pay the price bid with certified funds paid at the conclusion of the sale and shall assume all transfer taxes and recording fees. If the sale is rescinded for any reason, the purchaser shall be entitled to any funds paid and shall have no further recourse. The property is sold “as is” and is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the right is reserved to postpone the sale to a date to be specified via mailed notices. Foundation Legal Group, LLP fka WILSON & ASSOCIATES, P.L.L.C. 400 West Capitol Ave. Suite 1400 Little Rock, AR 72201 (866)501-9462 Email: questions@thefoundationlegalgroup.com. FLG 364773. DR4T 2/17 2/24 3/03 3/10/2026


