Type:   NJF
Party:   U.S. Bank N.A.
County:   Lonoke
Attorney/Contact:   Albertelli
Property:   2385 Cherry Road, Cabot AR 72023
Property Description:  

Prepared by: ALBERTELLI LAW 1 INFORMATION WAY SUITE 201 LITTLE ROCK, AR 72202 (501) 406-0855 ALAW File 25-016395 NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION  IF THIS PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY WHICH THEN EXISTS AND AN ACTION TO COLLECT IT MAY BE BROUGHT AGAINST YOU THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE NOTICE IS HEREBY GIVEN that on March 17, 2026 at or about 10:00 AM, the subject real property described herein below will be sold at  of the Lonoke County Courthouse, 301 North Center St., Lonoke, AR 72086 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE TIME OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Deed of Trust is located in Lonoke County, Arkansas more particularly described as follows:  TRACT 1: PART OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 28, TOWNSHIP 4 NORTH, RANGE 9 WEST, LONOKE COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THE SW1/4 NW1/4 SECTION 28, TOWNSHIP 4 NORTH, RANGE 9 WEST, THENCE NORTH 0 DEGREES 15 MINUTES 00 SECONDS EAST 495.50 FEET TO THE POINT OF BEGINNING: THENCE CONTINUING NORTH 0 DEGREES 15 MINUTES 00 SECONDS EAST ALONG SAID LINE, 164.50 FEET; THENCE SOUTH 89 DEGREES 55 MINUTES 00 SECONDS EAST, 350.00 FEET; THENCE SOUTH 0 DEGREES 15 MINUTES 00 SECONDS WEST 164.50 FEET; THENCE NORTH 89 DEGREES 55 MINUTES 00 SECONDS WEST, 350.00 FEET TO THE POINT OF BEGINNING, LESS AND EXCEPT (SUBJECT TO) COUNTY ROAD (CHERRY ROAD) AND TEXAS EASTERN PIPELINE (TEPPCO) EASEMENTS. TRACT 2: LOT 22, CONFEDERATE PLACE SUBDIVISION, PHASE II, LONOKE COUNTY, ARKANSAS. Street Address: 2385 Cherry Road Cabot AR 72023 WHEREAS on July 30, 2010, Ernest L. Farris and Glenda F. Farris, executed a Deed of Trust in favor of James R Carroll, as trustee for Mortgage Electronic Registration Systems, Inc., as nominee for The Caroll Mortgage Group, Inc. Said Deed of Trust was recorded on August 05, 2010 as Instrument No.  201008177 in the real property records of Lonoke County, Arkansas. Said Deed of Trust was then re-recorded on August 13, 2010 as Instrument No. 201008537 in the real property records of Lonoke County, Arkansas. Said Deed of Trust was subsequently assigned to U.S. Bank National Association by virtue of an assignment dated November 06, 2019 and recorded on November 18, 2019 as Instrument No. 2019-11633 in the real property records of Lonoke County, Arkansas. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: U.S. Bank National Association 2800 Tamarack Road Owensboro KY 42301 at Telephone No. 800-365-7772; and  WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the substitute trustee and is acting on and with the consent and authority of the lender who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every Deed of Trust of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, specifically the installment due August 1, 2023, and each subsequent payment to date are now due and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. This sale is subject to all matters shown on any applicable recorded plat or bill(s) of assurance; any restrictive covenants, easements, set back liens or encroachments; any unpaid and/or delinquent taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold "as is" with no representation as the condition of any structure(s) thereon or the accuracy of the above legal description. Transfer taxes and recording fees are the responsibility of the purchaser. WITNESS my hand this 7th day of January, 2026. Albertelli Law Kevin Rogers, 2012031 1 Information Way Suite 201 Little Rock, AR 72202 501-406-0855 A LAW No. 25-016395. DR4T 2/17 2/24 3/03 3/10/2026


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