Type: NJFParty: CitiMortgage, Inc.County: FaulknerAttorney/Contact: Marinosci Law Group, PCProperty: 84 RITCHIE LN, JACKSONVILLE AR 72076Property Description:
MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. NOTICE IS HEREBY GIVEN that on February 27, 2023, at or about 10:00 AM, the-following real property will be sold at the entrance of the Faulkner County Courthouse, 801 Locust Street, Conway, AR, to the highest bidder for cash: The North Half, Northwest Quarter, Southeast Quarter, Section 1, Township 4 North, Range 12 West, Faulkner County, Arkansas. Subject to a 25 foot easement across the entire North side of property for a road. More commonly known as: 84 RITCHIE LN, JACKSONVILLE, AR 72076. On April 6, 2015, MICHELLE DELORES LEATHERBERRY executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc. ("MERS") as mortgagee, as nominee for Howard Bank, its successors and assigns, as Beneficiary, which was recorded April 28, 2015, as Instrument No. 2015-6067 in the real estate records of Faulkner County, Arkansas. Default has occurred in the payment of said indebtedness, and is now wholly due. The loan is now in default. Tenants of the property may claim an interest in the real property herein. The terms of the call are certified funds paid at the conclusion of the sale or wiring of funds within twenty-four hours of the sale. All transfer taxes will be the responsibility of the purchaser. The party initiating this action is Cenlar FSB, 425 Phillips Boulevard, Ewing, NJ 08618, 877-909-9416. Date: December 8, 2022. Scot P. Goldsholl Managing Attorney, Arkansas Marinosci Llaw Group, P.C. as Attorney in Fact for CitiMortgage, Inc. LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US A DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY. IF YOU ARE CURRENTLY IN THE MILITARY SERVICE OR HAVE BEEN IN THE MILITARY SERVICE WITHIN THE PAST YEAR, AND YOU ENTERED THE SERVICE AFTER SIGNING THE PROMISSORY NOTE AND DEED OF TRUST, PLEASE NOTIFY THIS FIRM IMMEDIATELY AS YOU MAY BE ENTITLED TO RELIEF UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT. WHEN CONTACTING THIS FIRM ABOUT YOUR MILITARY SERVICE, YOU MUST PROVIDE THIS FIRM WITH EVIDENCE OF YOUR MILITARY STATUS. IF YOU DO NOT PROVIDE SUCH EVIDENCE, WE WILL ASSUME THAT YOU ARE NOT ENTITLED TO PROTECTION UNDER THIS ACT. This instrument prepared by: Marinosci Law Group, P.C., 415 North McKinley, Suite 360 Little Rock, AR 72205, (401) 234-9200. 22-06461 DR4T-01/31,02/07,02/14,02/21/23