Type:   NJF
Party:   BNC Mortgage, Inc
County:   Saline
Attorney/Contact:   Marinosci Law Group, PC
Property:   6720 Redbud Drive, Mabelvale AR 72103
Property Description:  

MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.  IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. NOTICE IS HEREBY GIVEN that on April 3, 2023, at or about 01:00 PM, the following real property will be sold at the Main Entrance of the Saline County Courthouse, 200 N. Main Street, Benton, AR 72015, to the highest bidder for cash: LOTS 190 AND 191, ROYAL OAKS TERRACE, AN ADDITION IN SALINE COUNTY, ARKANSAS. More commonly known as: 6720 REDBUD DR, MABELVALE, AR 72103. On December 28, 2004, DANNY SAUNDERS AND THE ESTATE OF BARBARA SAUNDERS executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as mortgagee, as nominee for BNC Mortgage, Inc., its successors and assigns, as Beneficiary, which was recorded January 5, 2005, in Book 05, at Page 001110 as Instrument No. n/a in the real estate records of Saline County, Arkansas. Default has occurred in the payment of said indebtedness, and is now wholly due.  The loan is now in default. Tenants of the property may claim an interest in the real property herein. The terms of the call are certified funds paid at the conclusion of the sale or wiring of funds within twenty-four hours of the sale. All transfer taxes will be the responsibility of the purchaser. The party initiating this action is Select Portfolio Servicing, Inc., 3217 S. Decker Lake Drive, Salt Lake City, UT 84119, 800-258-8602. Date: January 12, 2023. Scot P. Goldsholl, Managing Attorney, Arkansas Marinosci Law Group, P.C. as Attorney in Fact for U.S. Bank, National Association, as Trustee for the Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-3. LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US A DEBT COLLECTOR.  TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY. IF YOU ARE CURRENTLY IN THE MILITARY SERVICE OR HAVE BEEN IN THE MILITARY SERVICE WITHIN THE PAST YEAR, AND YOU ENTERED THE SERVICE AFTER SIGNING THE PROMISSORY NOTE AND DEED OF TRUST, PLEASE NOTIFY THIS FIRM IMMEDIATELY AS YOU MAY BE ENTITLED TO RELIEF UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT. WHEN CONTACTING THIS FIRM ABOUT YOUR MILITARY SERVICE, YOU MUST PROVIDE THIS FIRM WITH EVIDENCE OF YOUR MILITARY STATUS. IF YOU DO NOT PROVIDE SUCH EVIDENCE, WE WILL ASSUME THAT YOU ARE NOT ENTITLED TO PROTECTION UNDER THIS ACT. This instrument prepared by: Marinosci Law Group, P.C., 415 North McKinley, Suite 360 Little Rock, AR 72205, (401) 234-9200. 19-12520 DR4T-03/07,03/14,03/21,03/28/23


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