Type:   NJF
Party:   Wells Fargo Bank, N.A.
County:   Saline
Attorney/Contact:   Cole Patton
Property:   308 Gathering House Dr, Benton AR 72015
Property Description:  

Trustee Sale No.: AR-22-95359-NJ NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION McCarthy & Holthus, LLP MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. On 10/25/2002, KRISTI L. SPENCER AND TIMOTHY L. SPENCER, WIFE AND HUSBAND executed a Security Instrument encumbering certain property therein described in favor of HEARTLAND COMMUNITY BANK which was recorded on 10/30/2002, in Book 02, Page 082789, or Document Number N/A, in the real property records of Saline County, Arkansas. A default has occurred due to the failure to make timely payments of the indebtedness as required under the terms of the Security Instrument. The maturity of the indebtedness secured by the Security Instrument is hereby accelerated, and the Mortgagee or Trustee intends to sell the property pursuant to the Security Instrument to satisfy the indebtedness. The Mortgagee or Beneficiary has complied with the conditions to exercise the power of sale as set forth in Ark. Code Ann. § 18-50-103. The party initiating this action is Wells Fargo Bank, N.A., 1 Home Campus, MAC 2301-04C, West Des Moines, IA, 50328, 803-396-6826. The Mortgagee or Beneficiary has instructed McCarthy & Holthus, LLP to sell the property pursuant to the default provisions of the Security Instrument. McCarthy & Holthus, LLP, as Attorney-in-Fact or as Trustee, will on 6/2/2023, at or about 9:00AM, sell the real property described herein to the highest bidder for cash. The sale will be held at the main entrance to the Saline County Courthouse, 200 North Main Street, Benton, AR 72015. The property is being sold "as is" with no representation as to its condition. THE PURCHASER OF SAID PROPERTY SHALL PAY THE PRICE BID WITH CERTIFIED FUNDS THE DAY OF SALE AND ASSUME RESPONSIBILITY FOR ALL TRANSFER TAXES AND RECORDING FEES. The following property to be sold is located in Saline County, Arkansas, and being more particularly described as: LOT 86, TIMBERLAKE SUBDIVISION, PHASE-III, AN ADDITION TO THE CITY OF HASKELL, SALINE COUNTY, ARKANSAS. STREET ADDRESS: 308 GATHERING HOUSE DR, BENTON, AR 72015. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. WITNESS my hand this day of, 2023. McCarthy & Holthus, LLP _ Kimberly Glover, Attorney Reg. No. 2018115 _ Cole Patton, Attorney Reg. No. 2018206 McCarthy & Holthus, LLP One Union Plaza 124 West Capitol, Ste. 865 Little Rock, Arkansas 72201 (214) 291-3800; Fax (214) 291-3801 Direct Mail to: 1255 West 15th Street, Suite 1060 Plano, TX 75075 (214) 291-3800 IDSPub #0184717 DR4T-5/2,5/9,5/16,5/23/23