Type:   NJF
County:   Pulaski
Attorney/Contact:   Padgett Law Group - AR
Property:   5 Keswick Cove, Little Rock AR 72212
Property Description:  

THIS FORM PREPARED BY: Timothy D. Padgett, P.A. 415 North McKinley, Ste 1177, Little Rock, AR 72205, (850) 422-2520, PLG 22-005534-3
Grantee: JAMES L ALLEY, (or as otherwise noted by the recorder)
MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL.YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION NOTICE IS HEREBY GIVEN that on July 17, 2024, at or about 03:00 PM, the subject real property described herein below will be sold at the Main Entrance to the Pulaski County Courthouse, 401 West Markham, Little Rock, AR 72201 to the highest bidder for cash.  The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Pulaski County, Arkansas more particularly described as follows: Lot 117, Hillsborough Subdivision, Phase IVB, an addition to the City of Little Rock, Pulaski County, Arkansas. Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any. Street Address:  5 Keswick Cove, Little Rock, AR 72212. WHEREAS on August 24, 2015, James L Alley and Julie A Alley, husband and wife executed a Mortgage in favor of Regions Bank, which was recorded on September 11, 2015 as Instrument Number 2015055972, in the real estate records of Pulaski County, Arkansas.  The party initiating foreclosure is Regions Bank and can be contacted at or in care of its servicer initiating foreclosure at: Regions Bank dba Regions Mortgage, 1900 Fifth Avenue North, Birmingham, AL 35203, at Telephone Number 205-944-1300; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this May 14, 2024. TIMOTHY D. PADGETT, P.A., SUBSTITUTE TRUSTEE FOR REGIONS BANK. By: Timothy D. Padgett, P.A., 415 North McKinley Ste 1177, Little Rock, AR 72205, (850) 422-2520. DR4T 6/18, 6/25, 7/02, 7/09/2024