Type: NJFParty: Vanderbilt Mortgage and Finance, Inc.County: FaulknerAttorney/Contact: Julia BilesProperty: 11 South Beryl Road, Jacksonville AR 72076Property Description:
This instrument prepared by and to be returned to: Biles Wilson, PLLC, 457 Laurence Drive, Suite 195, Heath, Texas 75032, (214) 662-8456
Borrower(s): Sherry Michelle Loyd aka Sherry M. Loyd aka Sherry M. Loyd-Nielson aka Sherry Michelle Loyd-Nielson and Heath D. Nielson, a married couple
Lender: Vanderbilt Mortgage and Finance, Inc.
NOTICE OF DEFAULT AND INTENTION TO SELL. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION GIVEN MAY BE USED FOR THAT PURPOSE. NOTICE IS HEREBY GIVEN that on April 8, 2025, at or about 11:00 a.m., the following real property will be sold at the main/front door of the Faulkner County Courthouse, located at 801 Locust Avenue, Conway, Arkansas 72034, to the highest bidder for cash: ALL THAT PART OF THE WEST HALF OF THE NORTHEAST QUARTER OF SECTION 11, TOWNSHIP 4 NORTH, RANGE 12 WEST, FAULKNER COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF THE SAID W 1/2 NW 1/4 SECTION 11; THENCE SOUTH 00 DEGREES 59 MINUTES 22 SECOND EAST ALONG THE EAST LINE OF THE SAID W 1/2 BW 1/4 SECTION 11 FOR 1320.80 FEET TO A POINT FOR CORNER; THENCE SOUTH89 DEGREES 02 MINUTES 21 SECONDS WEST LEAVING SAID EAST LINE FOR 670.36 FEET TO A POINT FOR CORNER; THENCE SOUTH 00 DEGREES 57 MINUTES 39 SECONDS EAST FOR 65.22 FEET TO THE POINT FOR BEGINNING; THENCE CONTINUE SOUTH 00 DEGREES 02 MINUTES 21 SECONDS WEST FOR 199.18 FEET TO A POINT FOR CORNER; THENCE SOUTH 89 DEGREES 02 MINUTES 21 SECONDS WEST FOR 655.25 FEET TO A POINT FOR CORNER IN SOUTH BERYL ROAD; THENCE NORTH 01 DEGREES 00 MINUTES 42 SECONDS WEST ALONG SAID SOUTH BERYL ROAD FOR LEAVING SAID SOUTH BERYL ROAD FOR 655.43 FEET TO THE POINT OF BEGINNING; CONTAINING 3.00 ACRES OF LAND, MORE OR LESS, SUBJECT TO RIGHT-OF-WAY FOR SOUTH BERYL ROAD AS SHOWN HEREON. Along with a 2018 Southern Energy Manufactured Home with Serial No. SA4074883ALAB, attached thereto, with the address of 11 South Beryl Road, Jacksonville, Arkansas 72076. On July 20, 2018, a Mortgage was executed by Sherry Michelle Loyd aka Sherry M. Loyd aka Sherry M. Loyd-Nielson aka Sherry Michelle Loyd-Nielson and Heath D. Nielson, a married couple, as Borrowers, and Vanderbilt Mortgage and Finance, Inc., as Lender, which was recorded on August 8, 2018 (Document Number: L201812553), in the real estate records of Faulkner County, Arkansas. The party initiating foreclosure can be contacted at: Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, Tennessee 37804, Phone (800) 970-7250. Default has occurred in the payment of said indebtedness by the current owner(s) of the property, and the same is now therefore wholly due and owing. Beneficiary intends to sell the above trust property to satisfy the obligation; and, Tenants of the property may exist that claim an interest in the real property herein. The undersigned is the attorney for the Beneficiary and is acting on and with the consent of the Beneficiary who is exercising its power of sale under Ark. Code Ann. § 18-50-115, which implies a power of sale in every mortgage of real property situated in this State that is duty acknowledged and recorded. The sale is subject to any requirements and conditions set forth in the applicable recorded or unrecorded plat or bill(s) of assurance affecting the above real property; any restrictive covenants, easements, set back lines or encroachments; any unpaid taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold “as-is” with no representation as to the condition of any structure(s) thereon. This foreclosure proceeding includes a manufactured home that is titled as personal property. Ark. Code Ann § 4-9-604 allows the foreclosing party to proceed against both the personal property and the real property in this manner.The legal description contained herein controls and takes priority over any address used to the extent the legal description and address conflict. Date: January 28, 2025. Biles Wilson, PLLC, 457 Laurence Drive, Suite 195, Heath, Texas 75032, (214) 662-8456. By: Jeremy R. Wilson, ABN 2000108. DR4T 3/11, 3/18, 3/25, 4/01/2025